Referral Program Terms
Version 1 — effective 10 October 2026.
What the program is
Every Pensum account has one referral code and one referral link. When someone you invite signs up with your code and pays for Pensum+, you earn a cash reward. The same program applies to everyone, including creators. Nobody receives a discount for using a code.
Adding a code
- A code can only be added while signing up: in the "Who sent you?" step, or by opening a referral link before installing the app.
- A code cannot be added or changed later, and only one code counts per account.
- You cannot use your own code or refer an account you control.
What you earn
- You earn 25% of every Pensum+ payment your invited friend makes during the first 12 months after their account was created.
- The amount is calculated on what your friend paid the App Store or Google Play (the store price, in US dollars as reported to us). Coach subscriptions do not count.
- Each earning stays Pending for 60 days after the payment, to cover the store refund window. After 60 days it becomes Available.
- If a payment is refunded before your earning is paid out, that earning is cancelled. If it is refunded after payout, the amount is deducted from your future earnings.
Cashing out
- You can request a payout once you have at least US$100 Available. A payout covers your whole Available balance, and you can have one request open at a time.
- You must be at least 18 years old.
- You provide your full legal name, date of birth, phone number, home address, and bank details (IBAN or account number, SWIFT/BIC, bank name and bank country). The account must be in your own name.
- Payouts are sent by international bank transfer. Pensum pays its own bank's transfer fee. Your bank or intermediary banks may charge their own fees, which we do not control.
- We review every request. We email you and send a notification when your request is received, paid or rejected.
- You are responsible for declaring and paying any tax due on your earnings in your country. Where the law requires us to withhold tax, we pay it ourselves on top of your payout.
Fair use
We may reject a payout, cancel earnings or close the referral account if we reasonably believe the program was abused, for example: fake or duplicate accounts, accounts created on the same device or network to collect rewards, self-referrals, paid traffic that impersonates Pensum, spam, or misleading claims about Pensum. If a payout is rejected, eligible earnings return to your Available balance unless they were obtained through abuse.
Promoting Pensum
Do not make medical claims, promise results, call calorie estimates exact, or post fake reviews. If you are paid to promote Pensum, follow your country's advertising disclosure rules (for example "#ad", the platform's paid-partnership label, or a required advertising licence).
Your data
We use your payout details only to pay you, to prevent fraud and to keep the records the law requires. Bank details are stored encrypted and are visible only to the staff who process payouts. See the Privacy Policy.
Changes and ending the program
We may change or end the program with 30 days' notice in the app. Earnings that are already Available when the program ends can still be cashed out under these terms for 6 months.